Mobile Text Banking


Mobile Text Banking gives you real-time access to your accounts wherever you happen to be. Just send a quick text message to your account and you'll receive a message back. It's fast, it's easy and it's free.*

It works on all text-enabled phones. It doesn't matter what kind of cell phone you have, as long as you can send and receive text messages.

Check account balances and recent account activity information from anywhere you can get a signal-instantly. You'll get the account information you want, when you need it. There's no need to find a computer to check your account balance. And, have peace of mind with the ability to instantly check what activity has taken place with your account.

Your personal information is always secure as the only information that is transmitted is your account balance or your recent account activity. Even if you lose your phone, no one will be able to make changes to your account, steal funds or personal or financial information. And, it's quick and easy to cancel mobile banking if needed.

* Standard text messaging rates may apply depending on your provider and plan.

Ready to sign up? How do I access Mobile Text Banking?

Getting started with Mobile Text Banking is easy. All you need is access to online banking. Don't have online banking access? Contact your Beaubear Credit Union branch to sign up today.

If you're already on online banking user:

  1. Login to your online banking account and click on Account Services and then go to the Add/Modify Mobile Banking selection.
  2. Enter your mobile phone information
  3. You'll receive a text message with your passcode
  4. Confirm your passcode and select the accounts you want to access with mobile banking
    Once you've signed up, it's easy to use.

Common Text Banking Shortcodes

Once you have signed up for Mobile Text Banking, text message any of the below commands to 66639 (MONEY). A few seconds later, you'll receive the requested account information on your cell phone.

  • ACT - To access the account activity of your primary account
  • ACT <account nickname> - To access the account activity of a specific account (ie. SAV1, SAV2)
  • BAL - To access the balance of your primary account
  • BAL ALL - To access the balances of all your accounts
  • BAL <account nickname> - To access the balance of a specific account
  • DISABLE - To temporarily disable your phone
  • HELP - To access a list of the commands you can use
  • INFO - To access contact info about Beaubear Credit Union
  • STOP - To permanently delete a phone from accessing the Beaubear Credit Union's mobile banking function

And, to make it even easier, you can save the short code 66639 in your phone for quick and easy access. You can even save your text messages and simply resend for future use.

Mobile Text Banking is Secure

We've taken extra measures to ensure your information is secure:
  • The only information that is transmitted is your account balance or your recent account activity. Even if you lose your phone, no one will be able to make changes or withdrawals from your account. And, in the event you lose your phone, cancelling this service is quick and easy.
  • No personal information ever appears in your text message.
  • Your account and member numbers are never transmitted to your mobile phone.

  • You never have to enter your Personal Access Code (PAC) or PIN number, so there is no risk that these numbers will ever be known.