Senior

All packaged plans for Chequing Account for Beaubear Credit Union Customer Owners that have reached the age of 59 are discounted.

Senior's Account Packages

YOUR 15
Monthly fee* - FREE

Package account includes 15 debit transactions

  •  Cheque processing
  •  Interac® Direct payment
  •  Pre-authorized debit
  •  Global MasterCard® Payment
  •  Bill payments 
  •  CU affiliated ATM (Acculink®, EXCHANGE®) 

PLUS

  •  1 money order/official cheque
  •  $5.00 off any size Safety Deposit Box
  •  Printed cheques, basic style - 1 free order annually

*Regular charges apply to package accounts after reaching specified number of debit transactions. Overdraft protection available based on approved credit.


YOUR 40
Monthly fee*   $5.95
(Monthly fee is waived if a minimum balance of $2500 is maintained the entire month)

Package account includes 40 debit transactions

  •  Cheque processing
  •  Interac® Direct payment
  •  Pre-authorized debit
  •  Global MasterCard® Payment
  •  Bill payments
  •  CU affiliated ATM (Acculink®, EXCHANGE®)

PLUS

  •  2 Free Interac® ATM transactions per month
  •  2 money orders/official cheques
  •  $5.00 off any size Safety Deposit Box
  •  Printed cheques, basic style - 1 free order annually

 *Regular charges apply to package accounts after reaching specified number of debit transactions. Overdraft protection available based on approved credit.


 

YOUR Unlimited
Monthly fee*  $9.95
(Monthly fee is waived if a minimum balance of $5000 is maintained the entire month)
 
Package account includes unlimited debit transactions

  •  Cheque processing
  •  Interac® Direct payment
  •  Pre-authorized debit
  •  Global MasterCard® Payment
  •  Bill payments 
  •  CU affiliated ATM (Acculink®, EXCHANGE®) 

PLUS

  •  3 Free Interac® ATM transactions
  •  2 Free ATM Plus transactions 
  •  4 Free e-Transfers per month
  •  5 money orders/official cheques
  •  $5.00 off any size Safety Deposit Box
  •   Printed cheques, basic style - 1 free order annually

 *Regular charges apply to package accounts after reaching specified number of debit transactions. Overdraft protection available based on approved credit.


YOUR Electronic
Monthly fee $7.95
(Monthly fee is waived if a minimum balance of $3000 is maintained the entire month.)

Package account includes unlimited electronic transactions

  •  2 Free Interac® ATM transactions per month
  •  4 Free e-Transfers per month
  •  Interac® direct payment 
  •  Pre-authorized payments & direct deposits
  •  Global MasterCard Payment Card
  •  MemberDirect® Online/Telephone Bill Payments
  •  Electronic Bill payments
  •  CU affiliated ATM (Acculink®, EXCHANGE®)

PLUS

  •  $5.00 off any size Safety Deposit Box

Note: Cheques and in branch bill payments are not included in the Electronic Package

 


 

Access YOUR Money 24/7:

  • MemberDirect® online banking: transfer funds, pay bills, view and print interim statements 24 hours a day, 7 days a week.
  • Member Card® Debit Card
  • Credit Union affiliated ATM networks (EXCHANGE®, ACCULINK®) give you surcharge-free access to over 3200 ACCULINK® and EXCHANGE® ATMs throughout Canada.
  • Interac® and PLUS® ATM networks give you access to tens of thousands of ATMs around the world. Surcharge fees apply. 
  • Mobile Banking App for Apple and Android devices
  • Mobile Web Banking
  • Mobile Text Banking
  • GLOBAL PAYMENTTM MasterCard® is available to allow you to debit purchases from your account at more than 14 million MasterCard merchant locations around the world.
  • TeleService® telephone banking: access your accounts by telephone  24/7 with toll free access from anywhere in North America. 1-800-963-4848.

Credit Union Assisted Service

  • Visit your credit union for sound advice and convenience right in your neighborhood.
  • Visit any credit union in Atlantic Canada representing 180 locations and receive services just like you were visiting your own credit union using our Inter-Credit Union (ICU®) system.

Additional Access Options

  • Cheque writing
  •  Pre-Authorized Payments and Direct Deposits to save you time running to your branch to pay bills or cash cheques.

Managing YOUR Money

  • Record Keeping Options:  Convenient e-statements is our electronic record keeping option:: view, download or print your statement using MemberDirect online services, listen to your recent transactions using TeleService telephone banking or visit your credit union for interim statements. Monthly statement available with cheque images or returned cheques where offered.
  • Overdraft protection available based on approved credit, so you can avoid the inconvenience and cost of insufficient funds.
* First transactions in any month are the ones included in the monthly fee. Per item charge applies to all transactions after the number included.
** Does not include surcharges from other institutions
®Interac is a registered trademark owned by Interac Inc. and is used under license.
®ACCULINK is a registered trademark owned by Credit Union Central of Canada and is used under license.
®EXCHANGE is a registered trademark owned by FICANEX® and is used under license.
® ICU is a registered certification mark owned by Credit Union Central of Canada, used under license.
®MemberDirect and TeleService are registered trademarks owned by Credit Union Central of Canada and are used under license.
®MasterCard is a registered trademark owned by MasterCard International Inc. and is used under license.
®PLUS is a registered trademark of Visa International and is used under license.
 

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