Find an ATM Wherever You Go

Whether you are close to home or travelling, ATM locator tools can help you find a convenient place to withdraw cash.

Find a ding free® ATM in Canada

As a credit union member, you have access to thousands of surcharge-free Ding Free® ATMs across Canada.

Use the Ding Free ATM Locator to find participating credit union ATMs and branches near you. You can also download the Ding Free app for easy access while travelling.

Find a ding free ® ATM

Please note that while Ding Free ATMs do not charge an additional ATM surcharge, regular account transaction fees may still apply depending on your account package.

Find an ATM in the United States

Travelling to the United States?

Use the NYCE ATM Locator to search by address, city or ZIP code and find nearby ATMs that accept cards through the NYCE network.

Search the NYCE ATM Locator

The ATM operator may charge a convenience fee. The fee should be displayed on the screen before you approve the withdrawal.

ATM Withdrawal Limits: What You Should Know

Your debit card has a daily cash-withdrawal limit, but this does not always mean you can withdraw the full amount in one transaction.

Withdrawing Cash Outside Canada

Your withdrawal limit is based on Canadian dollars.

When withdrawing foreign currency, the converted Canadian-dollar value of the withdrawal, along with any applicable fees, must remain within your available daily limit.

For example, if your daily withdrawal limit is $500 CAD, you will not be able to withdraw $500 USD. The amount available in U.S. dollars will depend on:

• The exchange rate at the time of the transaction
• Foreign currency conversion costs
• Network or account service charges
• Fees charged by the ATM operator
• The amount you have already withdrawn that day

Consider withdrawing less than the maximum amount displayed to allow room for exchange-rate differences and applicable fees.

The ATM May Have Its Own Limit

Each ATM operator may set a maximum amount that can be withdrawn in a single transaction.

The amount may depend on:

• The ATM’s available bill denominations
• The number of bills the machine can dispense at one time
• Limits established by the ATM owner or network

For example, even if your debit card has a daily withdrawal limit of $1,000, an ATM may only allow a smaller amount per transaction.

You may need to complete more than one withdrawal. However, each withdrawal counts toward your daily limit, and an additional fee may apply to each transaction.