Prime Rate: 4.45%
Effective 2026-08-20
Mortgages
Rates effective as of 2026-10-19
| Mortgage CLOSED | Rate |
| 6 Month Closed | 7.64*% |
| 1 Year | 5.14*% |
| 2 Year | 5.04*% |
| 3 Year | 4.94*% |
| 4 Year | 4.84*% |
| 5 Year | 4.74*% |
| *Qualifying Conditions Apply | |
| 5 Year Qualifying Rate (is the greater of the qualifying rate or the contract rate plus 2.00%) | 5.25% |
Loans & Lines of Credit
Rates effective as of 2026-08-20
| Line of Credit | Rate |
| Student Line of Credit | as low as Prime +1.00% |
Investments
Rates effective as of 2026-10-19
| Short Term Deposits | Rate |
| 30 Days | 0.15% |
| 60 - 89 Days | 0.15% |
| 90 - 179 Days | 0.30% |
| 180 - 269 Days | 0.35% |
| 270 - 364 Days | 0.40% |
| Long Term Deposits | Rate |
| 1 Year* FIXED | 3.50% |
| 2 Year* FIXED | 3.80% |
| 3 Year* FIXED | 3.95% |
| 4 Year* FIXED | 4.10% |
| 5 Year* FIXED | 4.20% |
| * Conditions may apply | |
| RRSPs | Rate |
| 1 Year FIXED* | 3.50% |
| 2 Year FIXED* | 3.80% |
| 3 Year FIXED* | 3.95% |
| 4 Year FIXED* | 4.10% |
| 5 Year FIXED* | 4.20% |
| * Conditions may apply | |
Savings Accounts
Rates effective as of 2026-09-20
| Savings Account | Rate |
| Plan 24 | 0.05% |
| Youth Savings | 0.15% |
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Copyright 2024 Beaubear Credit Union. All rights reserved.
Copyright 2024 Beaubear Credit Union. All rights reserved.
