YOUR Everthing Under 25 years

YOUR Everything Under 25 years

Monthly fee  - FREE

Package account includes unlimited debit transactions

  •  Unlimited Debit Transactions
  •  Interac® Direct payment
  •  UNLIMITED  E-transfers
  •  Pre-authorized debit
  •  Bill payments 
  •  CU affiliated ATM (Acculink®, EXCHANGE®)
  •  2 Free Interac® ATM Transactions (from another FI)

*Regular charges apply to package accounts after reaching specified number of debit transactions. Overdraft protection available based on approved credit.

**Minimum age requirement, otherwise may be available with parental consent.

All our packages allow you to Access YOUR Money 24/7:

  • MemberDirect® Online Banking
  • Mobile Banking App - Register for Online Banking and download the App optimized for Apple and Android devices to access your account anytime, anywhere.Go to:
  • Deposit Anywhere® - Deposit cheques quickly and securely from your Apple or Android device using our Mobile Banking App.
  • Interac® e-Transfers - Send money in minutes to anyone with an account at a Canadian credit union or bank.
  • Mobile Web Banking - All the features of online banking on your smartphone.
  • Mobile Text Banking - Use simple text messaging commands to access your account balances and view recent transactions
  • Mobile Alerts - Receive text message or email notifications about events that have occured in your accounts. It’s a great security tool.
  • MemberCard® Debit Card
    ATMs (EXCHANGE®, Interac®, AccuLink®, PLUS®) Surcharge-free access throughout Canada.
    TeleService® Telephone Banking
  • Credit Union affiliated ATM networks (EXCHANGE®, ACCULINK®) give you surcharge-free access to over 3200 ACCULINK® and EXCHANGE® ATMs throughout Canada.
  • Interac® and PLUS® ATM networks give you access to tens of thousands of ATMs around the world. Surcharge fees apply. 
  • TeleService® telephone banking: access your accounts by telephone  24/7 with toll free access from anywhere in North America. 1-800-963-4848.

Credit Union Assisted Service

  • Visit your credit union for sound advice and convenience right in your neighborhood.
  • Visit any credit union in Atlantic Canada representing 180 locations and receive services just like you were visiting your own credit union using our Inter-Credit Union (ICU®) system.

Additional Access Options

  • Cheque writing
  •  Pre-Authorized Payments and Direct Deposits to save you time running to your branch to pay bills or cash cheques.

Managing YOUR Money

  • Record Keeping Options: Convenient e-statemetns  is our electronic record keeping option: view, download or print your statement using MemberDirect online services, listen to your recent transactions using TeleService telephone banking or visit your credit union for interim statements. Monthly statement available with cheque images
  • Overdraft protection available based on approved credit, so you can avoid the inconvenience and cost of insufficient funds.
* First transactions in any month are the ones included in the monthly fee. Per item charge applies to all transactions after the number included.
** Does not include surcharges from other institutions
®Interac is a registered trademark owned by Interac Inc. and is used under license.
®ACCULINK is a registered trademark owned by Credit Union Central of Canada and is used under license.
®EXCHANGE is a registered trademark owned by FICANEX® and is used under license.
® ICU is a registered certification mark owned by Credit Union Central of Canada, used under license.
®MemberDirect and TeleService are registered trademarks owned by Credit Union Central of Canada and are used under license.
®MasterCard is a registered trademark owned by MasterCard International Inc. and is used under license.
®PLUS is a registered trademark of Visa International and is used under license.


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