YOUR Electronic

Bank electronically? You want access to your accounts, anytime, anywhere, using Self-Service Options.  YOUR Electronic is designed with your needs in mind. It features unlimited electronic transactions through credit union electronic channels for one low monthly fee.  It’s the ultimate in convenience and accessibility, allowing you to manage your account 24 hours a day, seven days a week.

Monthly fee $14.95
(Monthyly fee is waived if a minimum balance of $3000 is maintained the entire month)

Package account includes unlimited electronic transactions

  •  2 Free Interac® ATM transactions per month
  •  4 Free e-Transfers per month
  •  Interac® direct payment 
  •  Pre-authorized payments & direct deposits
  •  MemberDirect® Online/Telephone Bill Payments
  •  Electronic Bill payments
  •  CU affiliated ATM (Acculink®, EXCHANGE®)


All our packages allow you to Access YOUR Money 24/7:

  • MemberDirect® online banking: transfer funds, pay bills, view and print interim statements 24 hours a day, 7 days a week.
  • Member Card® Debit Card
  • Credit Union affiliated ATM networks (EXCHANGE®, ACCULINK®) give you surcharge-free access to over 3200 ACCULINK® and EXCHANGE® ATMs throughout Canada.
  • Interac® and PLUS® ATM networks give you access to tens of thousands of ATMs around the world. Surcharge fees apply. 
  • Mobile Banking App for Apple and Android devices
  • Mobile Web Banking
  • Mobile Text Banking
  • TeleService® telephone banking: access your accounts by telephone  24/7 with toll free access from anywhere in North America. 1-800-963-4848.

Credit Union Assisted Service

  • Visit your credit union for sound advice and convenience right in your neighborhood.
  • Visit any credit union in Atlantic Canada representing 180 locations and receive services just like you were visiting your own credit union using our Inter-Credit Union (ICU) system.

Additional Access Options

  • Cheque writing
  •  Pre-Authorized Payments and Direct Deposits to save you time running to your branch to pay bills or cash cheques.

Managing YOUR Money

  • Record Keeping Options: Convenient e-statement is our electronic record keeping option: view, download or print your statement using MemberDirect online services, listen to your recent transactions using TeleService telephone banking or visit your credit union for interim statements. Monthly statement available with cheque images.
  • Overdraft protection available based on approved credit, so you can avoid the inconvenience and cost of insufficient funds.
** Does not include surcharges from other institutions
®Interac is a registered trademark owned by Interac Inc. and is used under license.
®ACCULINK is a registered trademark owned by Credit Union Central of Canada and is used under license.
®EXCHANGE is a registered trademark owned by FICANEX® and is used under license.
®MemberDirect and TeleService are registered trademarks owned by Credit Union Central of Canada and are used under license.
®MasterCard is a registered trademark owned by MasterCard International Inc. and is used under license.
®PLUS is a registered trademark of Visa International and is used under license.

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